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Pag-IBIG MID Number: How to Get, Verify and Retrieve It

Your Pag-IBIG Membership ID (MID) number is your permanent Pag-IBIG number, used for your contributions, loans and claims. Here's how to get it online, how to retrieve it if you've forgotten it, and how to update or merge your records, from Pag-IBIG Fund's own Membership page.

Written byGabrielEdited byAnnatalia
Checked 12 Oct 20264 min read8 official sourcesHow we check
PapelesPH is an independent guide, not a government office. Requirements and fees can differ by office, so confirm with the issuing office. We never ask for your personal details.
Quick answer
OnlineRegister on Virtual Pag-IBIG
2–3 daysThen verify your MID
RTNSave your tracking number
PermanentOne MID for life

To get a Pag-IBIG MID number, register online on Virtual Pag-IBIG: click Be A Member, then Register, and enter your details exactly as on your birth certificate. Save the Registration Tracking Number (RTN) you get. After 2 to 3 working days, go back to Virtual Pag-IBIG, click Be A Member → Verify MID Number, and enter your RTN, last name and date of birth to see your permanent MID number. Forgot your MID? Ask Pag-IBIG through its official Facebook page, by email at contactus@pagibigfund.gov.ph, or at any branch with one valid ID.

How to register and get your MID number online

  1. Save your Registration Tracking Number (RTN)

    You'll use it to get your permanent MID number.

Need your birth certificate? See how to get a PSA birth certificate.

Verify your MID number (MID inquiry, 2–3 working days later)

  1. Two to three working days after you get your RTN, go back to Virtual Pag-IBIG.
  2. Click Be A Member, then Verify MID Number.
  3. Enter your RTN, last name and date of birth, then click Submit.

That's your permanent Pag-IBIG MID number. Give it to your employer, and use it every time you pay your contributions or apply for a loan.

Forgot your MID number? 3 ways to retrieve it

WhereHow
Pag-IBIG's official Facebook pageSend a private message to the Pag-IBIG Fund Facebook page asking for your MID number, and give the details they ask for to verify you.
EmailEmail the Pag-IBIG Contact Center at contactus@pagibigfund.gov.ph asking to retrieve your MID number, and give the details they ask for.
Any Pag-IBIG branchBring one valid ID. A Lingkod Pag-IBIG will look up your MID number. Find a branch on the branch directory.

Don't register again to get a new number. If you somehow ended up with two records, ask Pag-IBIG to merge them (see below).

Only message Pag-IBIG's official page (facebook.com/PagIBIGFundOfficialPage) or email its contact center. Never send your details to look-alike pages.

Pag-IBIG Checklist (PDF)MID number, contributions, housing loan rates, Multi-Purpose Loan and MP2. Free, no sign-up.Download

Valid IDs Pag-IBIG accepts

From Pag-IBIG Fund's own list:

  • National ID (PhilSys)
  • Passport, including foreign passports
  • Driver's license
  • PRC ID
  • NBI clearance
  • Police clearance
  • Postal ID
  • Voter's ID
  • TIN ID
  • Barangay certification or barangay ID with your photo*
  • GSIS e-Card
  • SSS card
  • Senior citizen card
  • OWWA e-Card
  • Seaman's book (SIRB)
  • Alien or Immigrant Certificate of Registration
  • Government office or GOCC ID (e.g. AFP ID, Pag-IBIG Loyalty Card)
  • PWD ID (NCDA or LGU)
  • DSWD certification
  • IBP ID
  • Company ID from an entity regulated by the BSP, SEC or IC*
  • PhilHealth Health Insurance Card ng Bayan

\* Not accepted for housing loan transactions.

Digital IDs are fine if they come from the official government website or app and you show them yourself. If you hand in a printout or photocopy of a digital ID, bring the physical ID too. See also our valid IDs guide.

Create a Virtual Pag-IBIG account

With your MID number, you can open a Virtual Pag-IBIG account to view your savings, dividends and loan records. Click Create Account and choose one of these:

  • With your Loyalty Card Plus: enter your MID number, the bank that issued your card and the last 4 digits of the card number, then the one-time PIN (OTP) sent to your phone.
  • Online activation (no Loyalty Card Plus): enter your MID number, complete name, date of birth and mobile number, then the OTP. Upload a photo of your passport or two valid primary IDs, and a selfie holding them. Your account is activated over the next few days, and you're told by SMS.
  • For OFWs: the same as online activation, plus your country of assignment and a Philippine mobile number.

Update your Pag-IBIG records

To correct or change your details, submit the Member's Change of Information Form (MCIF, PFF049) at any Pag-IBIG branch, with one photocopy of a valid ID and the documents for your change:

ChangeExtra documents (1 photocopy each)
Name, due to marriagePSA, NSO or local civil registry marriage certificate
Name, other reasonsAs applicable: PSA, NSO or local civil registry birth certificate, or the court order granting the change of name
Birth datePSA, NSO or local civil registry birth certificate
Single to marriedMarriage certificate
Married to legally separatedDecree of legal separation
Married to annulledAs applicable: Certificate of Finality of annulment or nullity, or an annotated marriage certificate; or a Certificate of Divorce (OCRG Form No. 102) for Muslim members
Married to single (wrong encoding)PSA or NSO CENOMAR
Married to widowedDeath certificate of your spouse
Place of birth, mother's maiden name or sexBirth certificate
Membership category, address, contact or employment details, heirsNo extra documents (MCIF and valid ID only)

Filing through a representative? Add an authorization letter and photocopies of both of your valid IDs.

How long it takes: you get an acknowledgment receipt at the branch. Pag-IBIG takes 15 to 20 working days to validate and process your request, then notifies you by SMS or email.

Bring the originals. Pag-IBIG checks the original or a certified true copy of every photocopy. Documents issued abroad need an apostille (or, from non-Apostille countries, certification by the Philippine embassy or consulate). See DFA apostille and PSA documents.

Merge two Pag-IBIG records

If you have more than one MID or record, bring these to any Pag-IBIG branch:

  1. Filled-out Request for Consolidation/Merging of Member's Records (RCMMR, PFF093)
  2. One valid ID
  3. One photocopy of your SSS Employment History

Like updates, merging takes 15 to 20 working days, and you're notified by SMS or email.

Official sources

  • Pag-IBIG Fund Membership page: pagibigfund.gov.ph
  • Virtual Pag-IBIG (register, verify MID, create an account): pagibigfundservices.com
  • Pag-IBIG Fund contact center: contactus@pagibigfund.gov.ph, (02) 8724-4244

Frequently asked questions

How do I get my Pag-IBIG MID number online?

Register on Virtual Pag-IBIG (Be A Member, then Register) with details matching your birth certificate, and save your Registration Tracking Number (RTN). After 2 to 3 working days, use Be A Member, then Verify MID Number, with your RTN, last name and birth date to see your permanent MID.

How long does it take to get a Pag-IBIG MID number?

You get your RTN right after registering online. Pag-IBIG says to verify your permanent MID number two to three working days later.

How can I retrieve my Pag-IBIG MID number if I forgot it?

Message Pag-IBIG's official Facebook page, email contactus@pagibigfund.gov.ph, or visit any Pag-IBIG branch with one valid ID.

How do I check if I'm already registered with Pag-IBIG?

If you registered online, use Verify MID Number (MID inquiry) on Virtual Pag-IBIG with your RTN, last name and birth date. If an employer registered you, or you don't have an RTN, ask Pag-IBIG to look up your MID through its official Facebook page, contactus@pagibigfund.gov.ph or any branch with one valid ID. Don't register again: a second registration creates a second record that has to be merged.

What is the difference between the RTN and the MID number?

The Registration Tracking Number (RTN) is the temporary number you get when you register online. Your Membership ID (MID) number is the permanent Pag-IBIG number you verify with your RTN after 2 to 3 working days.

Is the Pag-IBIG MID number permanent?

Yes. Pag-IBIG calls it your permanent Membership ID number. If you end up with two records, ask Pag-IBIG to merge them instead of using a new number.

How do I change my name or civil status with Pag-IBIG?

Submit the Member's Change of Information Form (PFF049) at any Pag-IBIG branch with a valid ID and the supporting document, such as your marriage certificate. Processing takes 15 to 20 working days.

I have two Pag-IBIG numbers. What should I do?

Ask Pag-IBIG to merge them: submit the Request for Consolidation/Merging of Member's Records (PFF093) at a branch with one valid ID and a photocopy of your SSS Employment History.

Pag-IBIG contribution

₱200 + ₱200 a month, OFW and self-employed rates, dividends and top-ups.

Read guide

Pag-IBIG MP2 savings

Rates since 2021, how to open, payout options and withdrawals.

Read guide

Pag-IBIG Multi-Purpose Loan

Requirements, how much you can borrow, the rate and online steps.

Read guide

Sources

Last checked 12 October 2026. See how we research and the updates log.